‍By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trademark law.

Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Communities United for Smart Policy site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:

» modify or copy the materials;
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» use the materials for any commercial use , or for any public presentation (business or non-business);
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» attempt to decompile or rebuild any product or material contained on Communities United for Smart Policy;
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» remove any copyright or other restrictive documentations from the materials;
ortransfer the materials to someone else or even “mirror” the materials on other server.
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This permit might consequently be terminated if you disregard any of these confinements and may be ended by Communities United for Smart Policy whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

‍The materials on Communities United for Smart Policy’s site are given “as is”. Communities United for Smart Policy makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Communities United for Smart Policy does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

In no occasion should Communities United for Smart Policy or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Communities United for Smart Policy’s Internet webpage, regardless of the possibility that Communities United for Smart Policy or a Communities United for Smart Policy approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

The materials showing up on Communities United for Smart Policy’s site could incorporate typographical, or photographic mistakes. Communities United for Smart Policy does not warrant that any of the materials on its site are exact, finished, or current. Communities United for Smart Policy may roll out improvements to the materials contained on its site whenever without notification. Communities United for Smart Policy does not, then again, make any dedication to update the materials.

Communities United for Smart Policy has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Communities United for Smart Policy of the site. Utilization of any such connected site is at the user’s own risk.

Communities United for Smart Policy may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

Any case identifying with Communities United for Smart Policy’s site should be administered by the laws of the state of Virginia. 

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.

We will just hold individual data the length of essential for the satisfaction of those reasons.

We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.

We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.

We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

Users may opt out from our use of their information to send promotional materials to them, by contacting us at the email provided on the website. If you receive a marketing email from us, you will be provided with an automated way to opt out (unsubscribe) from that particular communication or from all marketing emails sent by us. Please follow the instructions on the email you receive.

We strongly encourage parents and guardians to regularly monitor and supervise their children’s online activities. You must be at least 13 years old to have our permission to use this site.  We do not knowingly collect personal information from children under 13, or target children under 13.

If you are visiting our Site from outside of the United States of America, please be aware that your information may be transferred to, stored or processed in the United States, where our servers are located and our central database is operated. This website does not intend to target any users who are residents of the European Union, nor does intend to provide any goods or services to any users who are residents of the European Union. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country, but please be assured that we take steps to protect your privacy. By using our Site, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy. The United States has not sought nor received a finding of “adequacy” from the European Union under Article 45 of the GDPR.

Under California Law, as required by the California Consumer Privacy Act (“CCPA”), California residents have the right to request in writing from businesses with whom they have an established business relationship, (a) a list of the categories of personal information, such as name, e-mail and mailing address and the type of services provided to the customer, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties’ direct marketing purposes and (b) the names and addresses of all such third parties. To request the above information, write to us at (with a reference to California Disclosure Information: Contact us with “California Privacy Information” as the subject line.

We will respond to such requests for information access within 30 days following receipt at the e-mail or mailing address stated above with the categories of personal information disclosed, along with our best efforts to provide the names and addresses of the business with whom we shared your Personal Information for that business’s own marketing purposes. If we receive your request at a different e-mail or mailing address, we will respond within a reasonable period of time, but not to exceed 150 days from the date received. Please note that we are only required to respond to each customer once per calendar year.

We do not disclose, sell or share personal information in exchange for monetary compensation. Nor do we do sell or share sensitive personal information. Therefore, Communities United for Smart Policy does not currently engage in activities that constitute a “sale” for purposes of California’s privacy law.

CCPA Rights

In general, California residents have the following rights with respect to their personal information (subject to certain limitations and exceptions):

» Opt out of sales and sharing: to opt-out of our sale and sharing of their personal information.

» Limit use and disclosure of sensitive personal information: to limit certain uses or disclosures of sensitive personal information to those uses authorized by the CCPA. However, as noted, Communities United for Smart Policy does not use or disclose sensitive personal information beyond the purposes authorized by the CCPA.

» Deletion: to request deletion of their personal information.

» To know/access: to know what personal information we have collected about them, including the categories of personal information, the categories of sources from which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing personal information, the categories of third parties to whom we disclose personal information, and the specific pieces of personal information we have collected about them.

» Correction: to request correction of inaccurate personal information.

» Non-discrimination: not to be subject to discriminatory treatment for exercising their rights under the CCPA.

If you are a California user and would like to request to: (1) know (access); (2) delete all information we have obtained about you; or (3) not sell that information in the future to any third party whatsoever, please contact us to make that request: DO NOT SELL MY PERSONAL INFORMATION. In some cases, we may use the information you submit to notify the requestor or to request additional information in order to verify your request or where necessary to process your request.